Applicative Software - Insurance Supervisory Commission

 

 

  • Challenges

The exchange of information with the external beneficiaries using a PKI infrastructure, with the  digital signature of the exchanged information.


The integration of a PKI system, with a web-based application having users within more than 15 institutions that provide data, the implementation of data management policies, high availability and  safety in exploitation.

 

  • Objectives 

The creation of a national database to centralise and process data regarding all vehicles registered in Romania.


The safety of data transfer and storage.


The implementation of digital signature in order to ensure high security, authenticity and integrity  degree.

 

  • Solution

The implementation of a software system based on web   interface that ensures  the centralized evidence of third part liability insurance – RCA, with  complete mechanisms of ID and correction of the  transmitted data.


The implementation of an exchange mechanism between MAI and CSA databases in order to authenticate  the data consistency.


Client applications able to provide digital signature and   its authentication using digital certifications installed on secured tokens.


Hosting services, supply, installation and put in service of the additional hardware equipments, administration, post implementation technical support are all part of the  offered technical solution.


  • Benefits & Results
Basic reports which evaluate database specific indicators   as: territorial dispersal of the insured vehicles, territorial  dispersal of road accidents, age group dispersal for people involved in road accidents, evidence of  RCA holders who didn’t pay the insurance policies, evidence of drivers who changed their insurance company.

The reduction of time to collect information about RCA policies, the control of data accuracy with complex authentication rules.

The creation of conditions in order to implement Bonus – Malus system that facilitates identification of insurance policies holders for the purpose of damages recovery, and decreases the number of drivers that avoid the payment of third part  liability policies.